ATTN: All Benefits-Eligible WWU Employees
If you are currently healthy, you may think that disability insurance is not necessary. However, becoming disabled is more common than you think. While everyone hopes to avoid a debilitating illness or injury, there may come a time when you are unable to work and earn a paycheck. Long-term disability (LTD) insurance protects you and your family by paying a portion of your income until you can get back to work.
From March 1 through 31, 2019, you will have a special, one-time open enrollment opportunity for optional long-term disability insurance. You can enroll or reduce your waiting period without providing evidence of insurability (proof of good health). Normally,you must submit proof of good health to take these actions after your initial 31-day eligibility period for PEBB benefits.
Changes made during March 2019 will be effective May 1, 2019.
If you haven't enrolled in optional LTD in the past, or didn't want to provide proof of good health, now is a great time to reconsider this benefit.
Note: The current preexisting condition exclusion and 12-month exclusion period will still apply during the one-time open enrollment. Please read your certificate of coverage carefully to understand this benefit.
How do I take advantage of this opportunity?
To enroll or reduce your waiting period, complete the Long-Term Disability One-time Open Enrollment/Change Form and submit it to your benefits office by March 31, 2019.