Longtime Bellingham banker reflects on industry, Whatcom economy changes, challenges

"Scott Wallace has seen plenty of change in the local banking industry and Whatcom County's economy.

Wallace has been a key part of U.S. Bank for more than 30 years, much of it in Whatcom County. Last week he retired from U.S. Bank as the Northwest regional manager. Ann Caldwell has taken over his position, overseeing 17 U.S. Bank branches and three commercial lending operations in this region."